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American Express Platinum Cashback Everyday Credit Card. credit cards or loans Finder score: ★★★★★. best chase credit cards Benefits: Get 5% cashback on your purchases (up to £100) for the first 3 months of Cardmembership and 0 5% thereafter (or 1% on annual spend over £10,000) Earn £20 cashback for each friend you invite (provided they're approved)