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WiZink, an online-only bank in Spain, offers a no-fee Mastercard with 3% refund on your purchases in any 2 categories out of travel, food, fashion, and leisure. interest calculator credit cards This cashback will amount to a maximum of €6 Euro (or approximately . japanese new year cards 30 US Dollar) per month, which means you can get €72 EUR ( 60 USD) cashback per year